Start with a plan
Buying your first home starts with understanding your budget, credit, savings, and goals. A Loan Officer can explain potential financing options and what documentation may be needed.
Compare available programs
Eligible borrowers may consider conventional or government-backed programs and, where available, down-payment assistance. Assistance is subject to its own eligibility, funding, repayment, and other conditions. A first-time-buyer designation does not guarantee approval or assistance.
Budget for the full cost
Compare the down payment, closing costs, prepaid expenses, reserves, and ongoing housing costs, including taxes, insurance, and maintenance. Any prequalification is subject to its stated conditions and is not a final loan approval.
Discuss your options
A Loan Officer can explain product availability, eligibility, and costs for your situation. Find your Loan Officer.