Privacy Policy

This notice concerns the public First Rate Home Loans, LLC website. The website provides mortgage information and links to Loan Officer application services.

Contacting us

If you contact us by email or telephone, the information you provide is used to respond to your inquiry. Please provide only the information needed for that purpose. Do not send Social Security numbers, bank-account details, tax documents, or other sensitive financial records through ordinary email or a general inquiry message.

Mortgage applications

Use the secure application link associated with your Loan Officer when providing application information. Application services may be operated by a third-party provider. Review the privacy notices and disclosures presented during that process.

Financial privacy information

To request First Rate Home Loans, LLC’s financial privacy notice or ask about its information practices and available privacy choices, contact info@firstratehomeloans.com or (801) 441-2350.

Website and security services

Hosting and security services may process technical information associated with requests to the site. The information practices of third-party websites linked from this site are described in their own notices.

Last updated: October 27, 2026.

Website inquiry forms

Our contact and callback forms collect the name, contact details, inquiry selections, and optional message you submit. Form entries are stored in this WordPress website and notifications are sent to info@firstratehomeloans.com so our team can respond. Hosting, email, and security services may process information associated with the request. These forms do not enroll you in marketing messages. Please do not include sensitive financial records.

Mortgage calculator

The calculator processes the amounts you enter in your browser. It does not require registration or submit your calculator inputs as a lead.